All active beneficiaries of Liberty Medical Scheme who travel internationally (outside the borders of South Africa) for leisure may qualify for medical cover. This excludes beneficiaries on the TRADITIONAL Standard and TRADITIONAL Basic option choices. The policy provides medical cover up to a maximum of R5 million per trip (the TRADITIONAL Ultimate option choice provides up to R10 million cover) for up to 90 days per trip, irrespective of how many trips are made during the year.
Additional insurance is required for:
Ancillary (non-medical benefits)
Beneficiariesover the age of 80 wanting to travel, subject to terms and conditions.
Beneficiaries travelling in excess of 90 days per trip.
Beneficiaries partaking in hazardous pursuits such as mountain climbing, scuba diving, any contact sports, motorcycling, skiing etc.
5 easy steps to ensure that you are covered:
Before you travel:
Contact ER24, the LMS Service Provider for the International Care Programme, to apply or to arrange additional cover if needed.
You can call ER24, Monday to Friday, from 08:00 – 17:00, on: 011 319 6500, or you can email ER24 at firstname.lastname@example.org
Please make sure you have your LMS membership number on hand so that ER24 can complete the application process with you.
Should you need a letter for the embassy as proof of cover to obtain your visa, please call Zurich Insurance on 0860 329 329.
While you are away:
Should you need any medical assistance while travelling, please contact the ER24 emergency number on: +27 10 205 3100.
Liberty Group Ltd is an Authorised Financial Service Provider in terms of the FAIS Act (no 2409).
Liberty Medical Scheme will not sell or rent your personally identifiable information to anyone.
Liberty Medical Scheme may send personally identifiable information about you to other companies or people when we need to share your information to provide the product or service you have requested.
In all other cases, the only information we will ever disclose to third parties (e.g. advertisers) is aggregate information about our users.
Aggregate information will never identify you. It only identifies the user population in general terms, e.g. 52% males visit a particular site.
We are not responsible for the privacy practices or the content of sites linking out of the Liberty Medical Scheme site.
Liberty Medical Scheme nor any of its agents or representatives shall be liable for any damage, loss or liability arising from the use or inability to use this web site or the services or content provided from and through this web site.
This web site is supplied on an "as is" basis and has not been compiled or supplied to meet the user's individual requirements. It is the sole responsibility of the user to satisfy itself prior to entering into this agreement with Liberty Medical Scheme that the service available from and through this web site will meet the user's individual requirements and be compatible with the user's hardware and/or software.
Information, ideas and opinions expressed on this site should not be regarded as professional advice or the official opinion of Liberty Medical Scheme and users are encouraged to consult professional advice before taking any course of action related to information, ideas or opinions expressed on this site.
When this site collects private information from users, such information shall not be disclosed to any third party unless agreed upon between the user and Liberty Medical Scheme.
Liberty Medical Scheme may, in its sole discretion, change this agreement or any part thereof at any time without notice.
UPDATE YOUR DETAILS
Please ensure that you inform us immediately of any changes to your family's personal details. This will help us provide you with the best service.
There are a number of ways to inform LMS about changed details:
Notify your Financial Adviser.
Phone the Liberty Medical Scheme Call Centre on 0860 000 LMS/567.